Property Development Loans

In today’s market a property developer needs to stay ahead of the curve when it comes to accessing the appropriate funding lines for their project. Rapidly changing marketplace conditions can have a dramatic effect on lender requirements and in turn can have a significant impact on the underlying profit margins and returns for the developer.

Whether it’s a change in equity levels, leverage available, pre-sale conditions or general risk appetite, it makes commercial sense to engage with the experience of The Mortgage Tree who can command the wider market knowledge of senior debt, mezzanine funding and preference equity.

We have lenders who consider financing on senior debt positions in the development stage of assets, which reflects both characteristics of the finished assets and of the development process:

• High quality and marketable residential assets upon completion supporting take out.

• Limited development sizes and exposures, with numerous positive consequences for risk.

• Prudent lending terms.

• Well understood, straight forward and reliable development pathways, approvals and build requirements.

• Predictable and relatively short term timeframes.

• Experienced developers with high quality track records and seeking repeat funding, and

• Strong ongoing deal flow reflecting long term redevelopment demographics.