Residential Home Loans
Get the home of your dreams without finances holding you back
Let’s discuss residential home loans property finance
Whether you’re looking for a new home, building an investment portfolio or refinancing, I can help you get the ideal loan to fit you perfectly.
I work with over 38 lenders, which allows me to search through over 200 financial loan products to present you with the best option, saving you the trouble of having to do it yourself.
With The Mortgage Tree on your side, I can take the hassle out of selecting, applying and administrating a loan, so you can get on with achieving your objectives.
Let me help guide you through the entire process to save you time, money and stress.
Residential Home Loan services
First Home Buyers
Whether you’re a First Home Buyer or buying your first investment property, this can be challenging and confusing process and you don’t know where to begin. That’s why at The Mortgage Tree will guide you through every step of the way, from what information your need to supply to qualify for a loan and to help you lodge the First Home Owners Grant.
Home Loans
Buying a home is one of the most significant purchases in your life, which means that you need the right loan professional by your side to help you throughout the whole journey. I’m here for you.
Investment Property Loans
Building an investment portfolio is a savvy way to build wealth, but it’s not just the property you need to consider- it’s also the loan structure as well. I can help you get the most out of your investment with lower interest rates and higher tax deductions.
Refinancing Loans
The finance market changes rapidly, even after only a few months, which means that loan which was chosen as the best option at the time can become less optimal as new ones are introduced. I can do a regular loan health check to ensure you’re always on the best package, and even switch you from variable to fixed rates as needed.
Lines of Credit / Equity Loan
This refers to when you borrow money using the equity available in your current properties, which is the current market value minus any money you still owe. I can help organise appraisals and access the equity of your current portfolio to help finance your next loan.
Low Doc / Non-Conforming Loans
Whether you’re a small business owner, contractor, tradesperson or large business owner, it can be challenging trying to get a home loan when you’re self-employed. That’s where The Mortgage Tree can help, as we have a range of lenders who can lend up to 80% of the property value without any tax returns or financials. All you need is your Business Activity Statement (BAS) for the last 3 to 12 months, and an Income Declaration provided by your accountant to declare their knowledge of the business and is reasonable estimate of the business’ annual income.
Let’s discuss your home loan needs today
Book in a 10-minute no-obligation consultation to see how I can change your life through your finances – just like I have so many people before you.
